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$A banking is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.There was once a merchant who employed many carpenters and masons to build a temple in his garden. Regularly, they would start work in the morning; The Monkey And The Wedge - Panchatantra Story Pictureand take a break for the mid-day meals, and return to resume work till evening. One day, a group of monkey arrived at the site of the building and watched the workers leaving for their mid-day meals.$

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